What we do
Explain assistance programs
Who programs are for, what they cover and how to apply, with links to the agency that actually runs them.
Make everyday money clearer
Paying down debt, understanding credit and student loans, and the costs that come with a car, in plain language.
Show paths to earning more
Training and education options that can lead to better-paying work.
Editorial standards
How we create our guides
Guides on Resource Assistance USA are published by the Resource Assistance USA Editorial Team. Here is exactly how they're made.
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Start with a real question
Guides begin with the money questions people actually search for: how to get help with a bill, which debt to pay first, how repayment plans work.
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Go to primary sources
We build on information from the government agencies, regulators and programs involved, not on other websites' summaries.
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Write from the sources
Our standard is that rules, amounts and deadlines come from official sources, and we correct anything that doesn't meet it.
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Keep it current
Program rules, loan terms and limits change. We update guides when they do, and we merge or remove guides that no longer meet these standards.
Where our facts come from
We prefer primary sources: the agencies that run programs and the regulators that set the rules.
- Federal and state agencies Assistance program rules, eligibility and how to apply
- Consumer Financial Protection Bureau Consumer rights for debt, credit and collections
- Federal Student Aid (StudentAid.gov) Student loan repayment, forgiveness and aid rules
- Internal Revenue Service Tax credits and deductions
- Program and lender websites Terms, deadlines and costs published by the organizations themselves
How we make money
Our guides are free to read. We may receive compensation from advertisers whose offers appear on this site, including education programs. Advertisers never change what our guides say about public programs, rules or your rights.
What we're not
- We're an independent, privately owned website, not a government agency, and we don't decide who qualifies for any program.
- We don't take applications for public programs. Apply through the official program.
- We don't give personalized financial, legal or tax advice.
Start with the help you need
Assistance programs, debt, credit and more. Questions or a correction? Contact us.